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A new Christmas calendar has been released for those born in May!  paying off

A new Christmas calendar has been released for those born in May! paying off

Birthday loot Service time guarantee fund The FGTS system, introduced in 2020, allows workers to withdraw part of their account balance from FGTS Annually during your birth month. This method is optional and can be managed through digital channels, making it easily accessible without the need to visit a bank branch.

How does the Christmas draw work?

Hey Birthday loot The worker is allowed to make an annual withdrawal of part of the FGTS balance. However, choosing this method means losing the right to withdraw the total amount accumulated in the fund, In case of unfair dismissalAll that remains is to finish the fine 40% on the balance.

To join the Christmas draw, a worker must inform Caixa Economica Federal Your choice. The process must be formalized by the last business day of the beneficiary’s month of birth. Otherwise, it will not be possible to withdraw funds until the following year.

What are membership channels?

Interested in joining the anniversary of withdrawal from FGTS This can be done through the application FGTSaccessible for both systems Android how much internal control DepartmentThis is via the official website FGTS Or by Online banking services from BoxEnsuring practicality and security in managing withdrawals.

What should be considered before choosing a method?

  • benefits: Possibility of having an annual source of funds.
  • cons: Loss of the right to complete withdrawal in cases of unfair dismissal.
  • Practical application: Complete digital management of withdrawals.
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It is essential that workers weigh the pros and cons before deciding to turn to Christmas, and analyze their financial situation and future needs.

What is the Christmas draw calendar?

Withdrawals for 2024 already have set dates, and it’s important for workers to pay attention to the calendar to plan their finances:

  • Born in January: Drawings are from January 2 to March 29
  • Born in February: Withdrawals from February 1 and April 30
  • Born in March: Withdrawals from March 1 to May 31
  • April births: Withdrawals from April 1 to June 28
  • Born in May: Withdrawals from May 2 to July 31
  • Born in June: Withdrawals from June 3 to August 30
  • Born in July: Withdrawals from July 1 to September 30
  • Born in August: Withdrawals from August 1 to October 31
  • September born: Withdrawals from September 2 to November 30
  • Born in October: Withdrawals from October 1 to December 29
  • Born in November: Withdrawals from November 1 to January 31, 2025
  • December births: Withdrawals from December 2 to February 28, 2025

What is the impact of the Christmas withdrawal on financial planning?

Possibility of earning additional income annually It can be a valuable tool for financial planning. However, it is necessary for workers to be clear about the conditions and restrictions, especially the inability to withdraw the entire balance in the event of dismissal. This requires more careful financial management and planning.