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PIX: BC changes the base for overnight trading;  Check changes

PIX: BC changes the base for overnight trading; Check changes

One more change to PIX goes into effect on Monday (22). This time in a parameter associated with a rule safety This limits the value of overnight transactions. right Now central bank (BC) will narrow the time options that the user can select as the restriction range.

Until then, this time range, available for payments of up to R$1,000 between individuals, was from 8:00 PM to 6:00 AM. Depending on the profile of each client, this period could have been changed to start at a later time, i.e. any time between 20:00 and 23:59.

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One more change to PIX goes into effect on Monday (22). Photo: Divine Epiphany/Shutterstock

However, from now on, this will not be possible. This time window will only have two options: Traditional, i.e. from 8 pm to 6 am or from 10 pm to 6 am.

According to BC, the plethora of options previously available ended up complicating the operation of a pay-as-you-go system. It is worth noting that there are no restrictions on transfers and payments via PIX for businesses at these times.

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After a year’s completion last Tuesday (16), an acceleration of refunds to victims of coup or operational failures, the Special Return Mechanism, also took effect. Suspicious transactions can now also be suspended for 30 minutes during the day and 1 hour at night.

Finally, the PIX Saque and the PIX Troco, a pair that allows you to receive change or make withdrawals at retail through the payment system, too start working In November. There is also the possibility To expand Use the system for payments in other countries in the medium term.

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I want to know more? see also The new rules PIX that aims to improve system security mechanisms and fraud analysis.

Featured image: Brenda Rocha – Blossom / iStock

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