Learn how to request credit up to R$5,000 at Nubank; Simple and fast

Nubank is one of the most popular digital banks in Brazil, thanks to its favorable conditions and operation. The tool offered by the platform allows customers with greater difficulty to obtain a credit increase to expand the ceiling. This is an interesting option. At Nubank, the “Build Limit” option appeared, which launched in February 2021.

Its purpose is to help customers build a good credit history. To receive a limit increase in the traditional way, the user must present responsible financial behavior towards the bank. This feature opens the door to greater limitations in the future. It works as follows: the customer keeps an amount from his bank account to use as a maximum. Check out the details in the article below.

Pushing Boleto x Nubank Limit Reserve: Same?

When you pay your bills at the end of the month, the bank will know that you are a trusted user. You can use a maximum balance of R$5,000 on the credit card. It is important to highlight the difference between paying the bill and setting a credit limit.

The reserve amount is not withdrawn from the account, it is used almost as a “symbolic” limit. The money is there and acts as a measure of how much the customer can spend on the loan. For example, if you add a limit of R$2,000, that amount will not leave your account and will not be used to offset your bill.

When the monthly bill arrives, the customer can withdraw and pay the amount used as a reserve, or withdraw from the account normally. The only time the money leaves the account is when the customer doesn’t pay the bill.

How can I reserve a minimum amount?

To use the reserve limit feature, the first thing a user needs to do is access the Nubank app on Google Play for Android or the App Store for iOS, after which the customer will have to search for the credit card listing. Then you need to click on the “Set Limit” option. Then find the “Limited Number of Books” section. At that moment, the customer must select the amount he wants to use as the credit card limit reserve.

See also: INSS benefits will be revised from January: how much will policyholders receive?

How do I increase my Nubank card limit at the end of the year?

Nubank has impressed its customers with the block limit increases that have been implemented. The news surprised many customers, as Nubank doesn’t tend to increase customer limits too much. However, if it is not included in the increase in your Nubank Card limit, see how to increase it.

Namely: increasing your Nubank card limit is not an impossible task. But it takes dedication. To do this, the first tip is to avoid being late with bills. Even if the delay is only one day, it already proves to Nubank that you are poorly motivated, which lowers your chances of maxing out.

See also: Can people named SUJO now get a credit card at Nubank? paying off!