The Aid of 1000 Brazilian riyals For individuals across the country is already in effect. Before anything else, the Federal Savings Bank, The Program Management Institution, is responsible for receiving applications from those interested in the interest. This week in May is no different.
Beforehand, it is important to highlight that the latest microcredit is also intended to release amounts to MEIs (individual micro-entrepreneurs). However, for this group, the amounts can be up to 3 thousand Brazilian reais.
In this sense, it is important to make clear that the release of the new offer of assistance is part of the digital microcredit simplification program for entrepreneurs, called Digital SIM. He was released after action by President Jair Bolsonaro.
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Editing a help of a thousand Brazilian riyals
The New assistance of 1000 Brazilian riyals It is intended to cover individuals. The offer, in this way, will benefit even those with a name in credit protection agencies, such as SPC and Serasa. In addition, individual small business owners are entitled to benefit.
According to information from CAIXA, more than 80% of applications for loans from the Caixa Tem system were submitted by people whose names were negative.
The numbers show that just over 83% of requests submitted so far have come from people with dirty names. They are citizens who have some outstanding debts. It is worth noting that the Caixa Tem loan system allows a passive citizen to request a balance of up to R$3,000.
Aid of 1000 Brazilian riyals For negatives and up to R$3,000 for MEIs
The new microcredit, also known as SIM Digital, will benefit Brazilian citizens, including passive ones, and individual micro-entrepreneurs. values can be A thousand Brazilian riyals and BRL 3 thousandStraight.
In the case of assistance amounting to R$1,000, the amount is released to individuals, as previously reported.
In terms of interest rates, individuals will be able to get the amounts at 1.95% per month, and individual micro-entrepreneurs at 1.99% per month. It is worth noting that the means of contracting will be different between the two groups.
It is important to note that in the case of MEIs, the money borrowed for a business, as in the case of working capital, must be used to purchase inputs and equipment to expand production, for example.
Small loan contract
In any case, microloans must be contracted by individuals directly in demand square hisAvailable for free download on Android and iOS platforms.
On the other hand, with regards to MEI, the contract must be done at the Caixa branch and the micro-entrepreneur must have at least 12 months of billing with their CNPJ.
- singly. This method will get you a credit of up to R$1,000. The interest rate is 1.95% per month, and the loan can be divided into 24 months. It should be noted that even those who are passive can get the program loan;
- Legal Entities. In this method, individual micro-entrepreneurs (MEIs) benefit. The released balance of this group can be up to 3 thousand Brazilian riyals. The amount of the premiums is the same as that specified for individuals, 24 months and with a slightly higher interest rate than the first group: 1.99%. Also in the case of MEIs, only entrepreneurs with an annual gross income of R$ 360 thousand will be able to participate in the microcredit program.
Use cash from Caixa Tem
Finally, in an interview, the president of Caixa Econômica Federal, Pedro Guimarães, spoke on this topic. According to him, loan funds should be used only for the maintenance of enterprises.
Thus, in theory at least, citizens cannot use the benefit credit to purchase food, clothing, or the like. So, unless the components have some benefit to the citizen project. The R$1,000 scholarship is a great offer for organizations.
It is also worth noting that individuals who are part of Auxílio Brasil are also eligible for credit from square his. However, just like any other citizen, they also need to prove that they will use the amount in their projects.
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