The Federal Savings Bank A new status has been released from loan At the end of March. The novelty draws attention not to ask for consultation with the SPC and Serasa, that is, Negatives can ask. Another positive point is the amount of credit with a limit of up to 3 thousand Brazilian riyals.
The resources issued by the service are part of the Digital Microcredit Streamlining Program for Entrepreneurs (Digital SIM card), designed to encourage Formalization of small business and ensuring subsidies for popular entrepreneurship.
In short: It is a good opportunity for anyone who wants to start or improve a business. Both individuals and micro-entrepreneurs (MEIs) can apply for at least 12 months of experience and an annual income of R$81,000.
Caixa Credit for Cons: See if you can ask for money
In general, Caixa reports that the purpose of a file loan negatives It is a resource offering for those who wish to start or expand a small business. Therefore, the funds are not intended for the personal use of the client. Once this condition is passed, the following groups can request the service:
A credit is offered between R$300 and R$1,000, with interest rates From 1.95% per month with a repayment period of up to 24 months. In this method, the only rule is to inform the purpose of the loan. Request is available at caixa team app.
Individual Small Entrepreneur (MEI):
The amounts offered by Caixa range from 1500 to 3000 R$. The limit is higher because the idea is to help develop the project. The interest rate for those who already have a business is 1.99% per month, with the possibility of repayment within 24 months. The credit application is submitted exclusively at Caixa branches in person.
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