The worker who joined the withdrawal birthday will be able to withdraw money from this month. Caixa Econômica Federal has already started making the transfers.
Workers born in January can already withdraw the amount. Withdrawal can take place until March 31 of this year. This is because there is a 90 day period for a person to withdraw funds.
Birthday Withdrawal is a form of FGTS (Guarantee Time of Service Fund) that allows a worker to withdraw from the balance of FGTS accounts each year, in the month of his/her birthday.
But be aware, you will not be able to withdraw all the money at once. It is only possible to withdraw part of the balance available in the FGTS.
To access the Birthday Draw, you’ll need to access the FGTS app, the FGTS website, or Caixa Internet Banking. It is also possible to apply at the Caixa Econômica Federal branch.
The worker needs to know this when committing to a program birthday loot, it temporarily ceases its right to withdraw. The rule states that when you join a withdrawal birthday and suddenly lose your job, you will have to wait three years for the FGTS payments to be withdrawn. In this case, you are only entitled to a 40% fine to be evicted without a valid reason.
FGTS calendar 2022
| birth month | Pay period |
| Janeiro | From January 3 to March 31 |
| February | February 1 and April 29 |
| March | March 2 to May 31 |
| April | April 1 to June 30 |
| may be | May 2 to July 29 |
| June | From June 1 to August 31 |
| July | July 1 to September 30 |
| August | August 1 to October 31 |
| September | September 1 to November 30 |
| October | From October 3 to December 30 |
| November | From November 1 to January 31, 2023 |
| December | From December 1 to February 28, 2023 |
Christmas loot values
The drawing is released on Christmas according to the available balance in the FGTS, every year it will be possible to withdraw a percentage. see table:
Because there is an additional amount for those with a balance of at least BRL 500.01. The amount varies depending on the amount of money available in the balance. see table:
| FGTS balance | Withdrawal rate | Additional plot |
| Up to 500 BRL | 50% of the balance | no extra |
| From R $ 500.01 | 40% of the balance | 50 BRL |
| From 1,000.01 BRL to 5,000 BRL | 30% of the balance | 150 BRL |
| From 5000.01 Brazilian Real to 10 thousand Brazilian Real | 20% of the balance | 650 BRL |
| From 10000.01 Brazilian Real to 15 thousand Brazilian Real | 15% of the balance | 1.150 Brazilian Real |
| From 15.000.01 Brazilian Real to 20 thousand Brazilian Real | 10% of the balance | 1.9 thousand Brazilian Real |
| Above 20,000.01 BRL | 5% of the balance | 2.9 thousand Brazilian Real |
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