Who wouldn’t want some extra money to pay expenses or even start a new business? Although it is a good option, applying for a loan can take a long time in traditional banks. So the Nubank app offers this service in a simple and fast way.
The special conditions make many people seek a Nubank loan. The customer can request the release of credit through the app and has up to 90 days to start paying the first installment. In addition to the possibility of adjusting the premiums according to the pocket of the person. Find out how to apply for the loan and its terms by reading this article.
Find out how to get a personal loan at Nubank
To get the loan, you must have a bank account. If you do not have one, you can create one on the bank’s website – www.nubank.com Or download the app available for Android and IOS.
Thus, before contracting the service, the bank will check whether the customer has a pre-approved limit. If there is a limit, the option to request a loan will appear on the main screen of the application.
However, in the absence of such an option, the customer can follow the following steps. Open the Nubank app > click on the “Loan” tab. > Choose “Simulate loan”. > Inform why you want to hire the service. > Choose a mode. > Type the loan amount. > Inform the number of installments. > Choose the payment date. Remember that there is a grace period of up to 90 days for paying the first installment. Finally, a screen will appear stating the conditions, if the person agrees, they can complete the process.
If the customer wants, he can perform more than one simulation. In this way, the scope can be opened and all the possibilities that exist can be checked. When you find the one that matches their profile, just confirm the process. Next, Nubank will perform a risk analysis.
If the personal loan is approved, it falls directly into the customer’s account.
Check loan repayment terms
Although the terms are custom, there are some rules you need to know before applying for a Nubank loan. It is possible to choose how often the payment will be made, but there is a maximum of 24 installments.
Regarding the payment, the payment is made monthly. Just leave the installment amount in your Nubank account and it will happen automatically. For each day of delay, a fixed penalty of 2% is charged plus interest.
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