a birthday loot It is a method that allows the worker to recover part of his balance deposited annually in the work compensation fund (FGTS). Workers born in July can already withdraw benefits. See who can receive the calendar with all dates.
The withdrawal is always made in the month of the citizen’s birth. It is noteworthy that when the worker chooses this alternative of withdrawal, he will not be entitled to FGTS Full payment after dismissal without valid reason, only 40% fine for ending the balance.
In addition, the worker who adheres to the method birthday loot You have up to three months to receive the credit. In that sense, July birthdays have until September 30th to withdraw the amount.
Who has the right?
Citizen who wants to join birthday loot It should work with a formal contract and have a balance in FGTS. Also, it is necessary to inform the decision to join the withdrawal method at Caixa Econômica.
For this, employees can access the FGTS application, available for Android and iOS, on the FGTS website, in Caixa Internet Banking, as well as join in person at branches of the financial institution.
It is noteworthy that in order to subscribe, the employee must submit the application by the last working day of the month in which he celebrates his birthday. If the deadline has already passed, the procedure can be carried out only next year.
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Payment schedule
| birth month | Withdrawal period |
| Janeiro | 01/04 a 31/03 |
| February | 02/01/a 30/04 |
| March | 01/03 A 31/05 |
| April | 04/01 a 06/30 |
| May | 05/03 A 07/30 |
| June | 06/01 a 31/08 |
| July | 07/01 a 30/09 |
| August | 08/02 A 29/10 |
| September | 09/01 a 30/11 |
| October | 10/01 a 31/12 |
| November | 01/11 A 31/01/2022 |
| Dec | 01/12 A 28/02/2022 |
What is the value of Christmas loot?
The amount available through the birthday draw may vary according to the balance range in FGTS. For each one, there is a discount percentage. Check the table below:
| Balance ranges in R $ | Withdrawal rate | Additional plot |
| Up to 500.00 BRL | 50% | _ |
| De R $ 500,01 a R $ 1,000,00 | 40% | 50 BRL |
| De R $ 1,000,01 a R $ 5,000,00 | 30% | 150 BRL |
| 5,000,01 BRL 10,000,00 BRL | 20% | 650 BRL |
| R$10,000,01 a R$15,000,00 | 15th% | 1.150 Brazilian Real |
| 15,000,01 BRL 20.000,00 BRL | 10% | 1,900 BRL |
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