Are you satisfied with the credit limit offered by your bank? Do you think the available limit is sufficient? Nowadays many people complain about the credit limit offered by the banks. However, some financial entities offer a Certificate of Bank Deposit (CDB) option, next to the credit limit. This way, when you invest in a CDB in the bank, you can also increase your limit. It is worth noting that, in C6 Bank, This is not an available option.
However, thinking about a better understanding of its customers’ expectations, C6 Bank has conducted a survey with some people, to analyze the possibility of liberalizing credit and loan limits with investment in CDB, in the same way that Banco Inter and Nubank do. In the letter, the Foundation asked: “What is your greatest motivation / attractiveness to invest in C6 Bank?
Among the possible responses from the bank:
- Increase the credit card limit in proportion to the amount invested in the CDB through the app;
- You have an account limit offer proportional to the amount invested in the CDB through the app;
- Personalized credit offer proportional to the amount invested in CDB through the app;
In the case of the latter option, the customer can place another attraction or incentive for his preference, and he believes that it will be according to the viability of the bank. In the case of the first option, the increase in the credit card limit in proportion to the amount invested in the CDB, it works this way: if the customer invests R $ 300, his card limit increases to R $ 300.
Nowadays, many users of digital banks think this is a great option, as it allows for an increase in the limit, but with the necessary financial control. It remains to wait now for the next news from C6 Bank, and whether or not it will end up granting the limit associated with the CDB.